Dubai property visa fees and costs: what to budget
1 min read 1
"Buy AED 2 million and you are in" is not the whole financial picture.
Quick answer
Beyond the property price, budget for the DLD transfer fee and trustee charges, the visa application fee, medical test, Emirates ID, health insurance and fees for each family member. Mortgaged and off-plan purchases add bank and developer costs. Check the current DLD and GDRFA fee schedules or use our estimator for an itemised figure.
"Buy 2 million and you are in" is not the whole financial picture.
One-off purchase costs
- DLD transfer fee (4%)
- Trustee office and title deed fees
- Agency commission plus VAT
- Mortgage registration and bank fees, if financed
Visa costs
- Application fee through the DLD service
- Medical fitness test
- Emirates ID
- Health insurance
- Family member fees
Ongoing costs
- Service charges
- Insurance renewals
- Renewal fees at the end of the term
Financing rules
If you buy with a mortgage or off-plan, the payment and equity conditions in force at application decide whether the property qualifies.
Get a full cost sheet from the developer or agent before you commit.
Read next
Frequently asked questions
Is the visa fee the biggest cost?
No — the DLD transfer fee and commission are much larger.
Do family members cost extra?
Yes, each has their own fees.
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