What is the minimum investment to buy property in Dubai?
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Budget decides which doors open: just ownership, a 2-year visa, or the 10-year Golden Visa.
Quick answer
There is no legal minimum to buy property in Dubai — foreigners can buy any freehold unit they can afford, from studios upwards. For residency, sole owners of completed property can apply for the 2-year investor visa regardless of value (since 2026), and the 10-year Golden Visa needs 2 million for your share. Add roughly 6–9% for closing costs.
Budget decides which doors open: just ownership, a 2-year visa, or the 10-year Golden Visa.
Ownership only
Any freehold property in designated areas can be bought by foreigners, with no minimum price.
2-year investor visa
- Completed property in Dubai
- No minimum value for sole owners since 2026
- 400,000 per share for joint owners
10-year Golden Visa
- 2 million or more for your share
- One or more properties in your own name
- Ready, approved off-plan or mortgaged with conditions met
Extra costs
- 4% DLD transfer fee
- Agency commission and VAT
- Trustee and title deed fees
- Mortgage and valuation fees if financed
Mortgages for non-residents usually need a larger down payment than for residents.
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Frequently asked questions
Can I get residency with a studio?
Yes, a completed studio in your sole name can support the 2-year visa under the 2026 rules.
What deposit do banks need?
It depends on residency status and price; non-residents typically need more.
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