Property valuation and the Golden Visa: purchase price, RERA valuation and below-market deals
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Buyers focus on the deal price. Authorities focus on the verified value. Understanding the gap avoids surprises.
Quick answer
The 2 million threshold is assessed on the value the land department recognises — usually the price on the title deed, or an official valuation from a DLD-approved valuer when one is needed. A RERA valuation is not always required, but it becomes important for mortgaged property, below-market purchases and appreciation cases. A bargain bought for less than 2 million qualifies only if the recognised value reaches the threshold.
Buyers focus on the deal price. Authorities focus on the verified value. Understanding the gap avoids surprises.
When the deed price is enough
For a straightforward purchase at 2 million or more, the price on the title deed usually settles the question.
When a valuation matters
- Mortgaged property where the bank's figures are checked
- Purchases below market price
- Properties that have appreciated since purchase
- Gifted or inherited property without a sale price
- Disputes over value
RERA-approved valuations
A valuation from a DLD-approved company sets the current market value. It can support a file where the deed price alone does not meet 2 million, subject to the authority's current practice.
Below-market purchases
Getting a great deal is fine, but if the recognised value is under 2 million, the property does not qualify on its own.
Ask the DLD or your consultant which value will be used before you rely on a valuation.
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Frequently asked questions
Is a RERA valuation mandatory?
Not always — it depends on the file. It is often needed for mortgaged, gifted or appreciated property.
Can a valuation lower my eligibility?
If the recognised value is below 2 million, the property will not qualify on its own.
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